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Digital deposits and internal transfers are processed instantly. Domestic wire transfers typically take 1-2 business hours, while international SWIFT transfers complete within 24 hours.
Yes. All qualifying deposit accounts held through Fortune Spring Bank are protected under the UK Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible depositor, and the bank is authorised and regulated by the Financial Conduct Authority (FCA).
You can apply directly from your online banking dashboard. Simply submit your income proof, select your desired loan amount and tenure, and receive pre-approval decision within minutes.
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